Insurance Formulated for Growth

INSURANCE

FOOD & BEVERAGE

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Welcome to Personal Coverage, Inc., your premier independent insurance agency in the specialty food and beverage sector. We aim to deeply comprehend our client's needs and offer tailored solutions to address their specific obstacles. Our strength lies in communicating effectively with our clients, providing a level of expertise that distinguishes us. By anticipating future needs and tailoring policies accordingly, we aim to simplify the insurance process and offer guidance for unforeseen circumstances. Our dedication is to be a reliable partner that understands the unique needs of our clients.

Personal Coverage, Inc. - Specialty Food & Beverage Insurance is committed to being the trusted insurance ally for the specialty food and beverage industry.

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INSURANCE INFORMATION

Securing insurance for your food or beverage business can be confusing. Our breakdown of the insurance process is simple, so you can gain a clearer understanding of the insurance products we offer and how our insurance process works.

ON THE BLOG

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Insurance Deductibles

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Liability Insurance Limits

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What is a Premium Audit?

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EXPANDING IN OVER

30 STATES NATIONWIDE

ABOUT US

Founded in 1996, Personal Coverage, Inc. is an established independent insurance agency rooted in Upstate NY. Our specialized focus on the Specialty Food & Beverage industry began in 2013, initially serving clients in one state and has since expanded to cover 30 states nationwide.

At Personal Coverage, Inc., we partner with specialty food and beverage companies seeking to expand their market presence beyond farmers markets and commercial kitchens. Our clients range from startups with diverse product offerings to established firms utilizing copackers and 3PL companies. Each company we work with is unique, with some importing distinctive products from overseas or establishing US subsidiaries to introduce products to the American market.

LET’S WORK TOGETHER

Let's work together to tailor comprehensive insurance solutions for your specialty food or beverage business, including general liability, product liability, product recall, worker’s compensation, and more.